State Tax Impact Calculator

Build your scenario

Inputs are saved in this browser after calculation. They do not sync across devices. No email or account number is requested.

Your state tax scenario map

A U.S. tile map of your saved scenarios for the selected income mode and reported income. Green means lower selected taxes than the origin, tan means higher, yellow means equal, and grey means no comparable estimate. State totals and differences also appear in the table.

This is a map of your estimates, not an automatic 50-state tax-rate ranking. Adding or switching states never assumes an unknown tax is zero.

Calculate a comparison to add its two states. Select another state to enter its assumptions.

The year you move: part-year residency

The five-year table compares full years under your assumptions. Moving during the year can require separate resident, part-year or nonresident returns. Where you worked, the type and timing of income, domicile, state sourcing rules, reciprocity and credits may matter. Do not multiply a full-year tax estimate by months in the state and treat that as a filed return.

1. Record dates of homes, physical presence and work locations.
2. Separate wages, business profit, retirement distributions and other income by source and timing.
3. Review both states’ residency and nonresident instructions and any local tax.
4. Check withholding, estimated payments and credits before filing.

For example, California’s part-year guidance distinguishes income received while resident from California-source income while nonresident. That example is not a rule for every state. Use the OSG tax-residency checklist and the tax agency links in your state deadline guide.

Methodology, sources and limits

Annual selected taxes = state/local income-tax liability + property tax + taxable spending × combined sales-tax rate. Saving = current total − destination total. The five-year view compounds both states’ totals by the same annual change percentage you enter; 0% holds today’s assumptions constant.

Property tax uses your expected bill after exemptions and local assessment rules, not home price multiplied by a national average. Renters can enter $0 for a directly paid property-tax bill, while recognizing that rent may reflect a landlord’s costs. Sales tax applies only to the spending you classify as taxable; rates and exemptions differ by item and locality.

Income modes change the guidance and keep saved scenarios separate. They do not automatically compute state brackets, retirement exemptions or business deductions. Federal and self-employment taxes are excluded. Sources: USA.gov state and local taxes and IRS self-employed tax center.

Invented example: $8,000 income tax + $6,000 property tax + $1,200 sales tax totals $15,200. A destination with $0 income tax, $12,000 property tax and $1,600 sales tax totals $13,600. The selected-tax saving is $1,600 a year, or $8,000 over five unchanged full years. These are demonstration numbers, not New Jersey or Texas estimates.

Model version 1.0 · Reviewed September 29, 2026. Your entries are planning assumptions. The calculation does not submit them to a quote provider; normal website analytics are separate.

Common questions

Does no income tax automatically mean lower total taxes?

No. Property tax, sales tax and other taxes can offset an income-tax reduction. Compare the actual household assumptions.

Does the income mode calculate tax exemptions?

No. Modes provide relevant guidance and separate saved scenarios. You must supply income-tax liability after the applicable rules, deductions and credits.

Why are some map states grey?

No comparable scenario has been saved for that state, income mode and reported income. Grey never means zero tax.

Does this calculate a part-year tax return?

No. The five-year view compares full years. Use both states’ residency and income-sourcing rules for the year of the move.

Keep planning

Compare states · State deadline guides · Personalized address checklist · All moving tools